Google Pay™

Onboarding Requirements

To start transacting through Google Pay™, please register your business on Google using the Google Onboarding form, In this registration process please add the merchant VPAs created by PayU for you. In the case of multiple VPAs, all of them need to be registered with Google.

To enable Google Pay please contact your Point of Contact at Google.

For any further queries or help with onboarding, please contact us via "[e-mail]" and we will get back to you.

Offerings

We are support 3 types of Google Pay transactions.

Tokenized Cards Flow

In the latest Google Pay app version, users can opt to save their cards to make payments. These tokenized cards can be used to pay on merchant apps whitelisted by Google only.

Within the merchant app, selecting Google Pay invokes the in-app bottom sheet shown below with the list of saved cards and UPI options. User can select a saved card from the list and complete OTP authentication within the fragment itself.

Tokenized cards listed in Google Pay Fragment

OTP auto-read and submit handled by Google Pay Fragment

To enable the tokenized cards flow, please contact your Key Account Manager at PayU.

In-App UPI Flow

If the user wishes to proceed with UPI Payment, the VPA can be selected from the Google Pay fragment. The user will have to authorize the payment with UPI PIN in the Google Pay app.

If the installed Google Pay app version doesn't support this experience on the device, then payment will be made via Intent flow. In the Intent flow, the Google Pay app is opened as full screen.

In-App Flow in Action

Web Flow

If the user's device does not have the Google Pay application installed, PayU shows the Web UI to enter the VPA. This triggers a collect request to the user's Google Pay application where he would need to authorize the transaction.